If you are feeling in a charitable mood, and want to make life easier for hackers, crackers and other variations on the words that rhyme with packers, you should store all your passwords in a plain text file, word document or excel document, and call it something like "passwords". This will greatly assist anybody who gains access to your files to remove as much money from you as possible. read more
An exploit kit is a software toolkit which gets injected into a site that is either malicious (created for the purpose of infecting PC’s via things such as spam e-mail links) or hacked (a trusted site that has been compromised) and silently installs itself while you are using your computer.